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Housing Loan


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The Seva Vikas Co-op. Bank Ltd offers affordable and flexible housing loans that can turn your dream of owning a home into reality.

 

We have products to suit every budget, taste and need. Whether you are self-employed or salaried, want a floating or fixed rate, The Seva Vikas Co-op. Bank Ltd. will offer a loan that is just right for you.

Documents Required

 

FOR THE APPLICANT AND BOTH THE GUARANTORS

SALARIED PERSONBUSINESS PERSON
1.PHOTO1.PHOTO
2.PAN CARD2.PAN CARD
3. PHOTO ID PROOF3. PHOTO ID PROOF
4.RATION CARD OR ADDRESS PROOF4.RATION CARD OR ADDRESS PROOF
5.LATEST SALARY SLIP (FOR 3 MONTHS)5.RENEWED COPY OF SHOP ACT LICENSE
6.PASS BOOK XEROX OR STATEMENT OF SALARY ACCOUNT6.BALANCE SHEET AND PROFIT & LOSS ACCOUNT (3 YEARS)
7.DOCUMENTS RELATED TO PURPOSE OF LOAN7.COPY OF SARAL / RETURN FILED IN INCOME TAX DEPT (3 YEARS)
8.COPY OF ACCOUNT STATEMENT WITH OTHER BANKS (IF ANY)
9.NOC FROM PREVIOUS BANKERS (IF MIGRATING)
10.DOCUMENTS RELATED TO PURPOSE OF LOAN

Interest Rate

 

We offers competitive interest rates on Personal loan.

 

Type of credit facilityRate of interest
Personal LoansContact nearest branch
NOTE:

*Specific interest rate applicable to a customer would be dependent on segment, asset category and location



Features

 

The Seva Vikas Co-op Bank housing loans are designed for today's home-hunters generation. Our easy home loans are rich in features and offer a number of benefits such as

 

  • Minimum documentation
  • High amounts loans sanctioned*
  • Competitive interest rates on
  • Easy documentation and quick processing
  • Best in class customer service